Delicate almond-based mini cakes speckled with finely chopped dark chocolate and crowned with a glossy ganache pool—these elegant French-style financiers are crisp on the edges and soft within, making each bite rich yet refined. The combination of nutty browned butter, almond flour, and a decadent ganache center makes these treats a perfect indulgence for any occasion.

Why You’ll Love This Recipe

These chocolate chip financiers are the epitome of sophistication in the world of desserts. Their delicate texture, lightly crisp edges, and tender, melt-in-your-mouth centers will appeal to anyone with a love for refined cakes. The addition of dark chocolate and the luscious ganache center elevates these mini cakes, making them a perfect dessert for special occasions or just an afternoon treat. With an irresistible balance of almond flavor and rich chocolate, they’re an indulgence that’s both luxurious and comforting.

Ingredients

For the Financiers:

• 1/2 cup unsalted butter
• 1 cup powdered sugar
• 1/2 cup almond flour
• 1/3 cup all-purpose flour
• 4 egg whites
• 1/2 tsp vanilla extract
• 1/3 cup mini chocolate chips or finely chopped dark chocolate

For the Ganache:

• 3 oz dark chocolate, finely chopped
• 1/4 cup heavy cream

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

Directions

1. Preheat oven to 375°F (190°C). Lightly butter a mini tart or financier mold.
2. In a small saucepan, melt butter over medium heat until it turns golden brown and smells nutty. Let cool slightly.
3. In a bowl, whisk together powdered sugar, almond flour, and all-purpose flour. Add egg whites and vanilla extract; mix until smooth.
4. Stir in the browned butter until fully incorporated, then fold in chopped chocolate.
5. Spoon batter into molds, filling about 3/4 full. Bake for 12–15 minutes until golden on the edges and springy to the touch.
6. Cool in the pan, then unmold.
7. For the ganache, heat cream until just simmering, then pour over chopped chocolate. Let sit for 1 minute, then stir until smooth.
8. Spoon ganache into the center of each cooled financier. Let set slightly before serving.

Servings and Timing

• Servings: This recipe yields about 12 mini financiers.
• Preparation Time: 20 minutes
• Cook Time: 12–15 minutes
• Total Time: 35–40 minutes

Variations

• Nut-Free: If you’re allergic to almonds or prefer a nut-free version, you can substitute the almond flour with an equal amount of all-purpose flour. However, the texture and flavor will differ slightly.
• Different Ganache: You can try different types of chocolate for the ganache, such as milk chocolate or white chocolate, depending on your preference.
• Add Fruit: For a fresh twist, consider adding a small amount of finely chopped fruit like raspberries or strawberries into the batter for a fruity variation.

Storage/Reheating

• Storage: These financiers can be stored in an airtight container at room temperature for up to 3 days. If you want to keep them longer, store them in the fridge for up to a week.
• Reheating: To reheat, place the financiers in a preheated oven at 300°F (150°C) for about 5 minutes. This will help refresh their texture and warmth.

FAQs

1. Can I make these financiers ahead of time?

Yes, you can prepare the financiers ahead of time. Bake and store them in an airtight container at room temperature or in the fridge for up to 3 days.

2. Can I use regular butter instead of browned butter?

While you can use regular butter, browned butter adds a nutty, rich flavor that enhances the taste of the financiers. It’s highly recommended for the best results.

3. Can I use a different type of flour?

You can substitute almond flour with all-purpose flour, though this will change the texture. Almond flour provides a moist, tender crumb that gives financiers their signature texture.

4. Can I freeze these financiers?

Yes, you can freeze these financiers. Wrap them tightly in plastic wrap and store in an airtight container. They can be frozen for up to 2 months. Reheat in the oven when ready to serve.

5. How can I adjust the sweetness of the recipe?

If you prefer a less sweet version, reduce the powdered sugar by a couple of tablespoons, but keep in mind that this will affect the texture slightly.

6. Can I make these financiers without a financier mold?

Yes, if you don’t have a financier mold, you can use a mini muffin tin or any small, similar-sized baking molds.

7. How do I know when the financiers are done baking?

The financiers are done when the edges are golden and the center is firm yet springy to the touch. You can also insert a toothpick in the center; if it comes out clean, the financiers are ready.

8. Can I add other mix-ins to the batter?

Yes, you can add ingredients like chopped nuts, dried fruit, or different chocolate types. Just keep the proportions similar to maintain the texture.

9. Why did my financiers not rise properly?

This could be due to overmixing the batter or using cold egg whites. Ensure that the egg whites are at room temperature and mix the batter gently to avoid deflating it.

10. Can I make the ganache in advance?

Yes, you can prepare the ganache in advance and store it in the refrigerator. Reheat gently in the microwave or over low heat before using.

Conclusion

Chocolate Chip Financiers with Ganache Center offer a luxurious and sophisticated dessert experience. With their soft, almond-flavored base, rich chocolate chips, and indulgent ganache center, these mini cakes are perfect for special occasions or a refined treat any time. Whether served at a dinner party or enjoyed with a cup of tea, these financiers are sure to impress with their delightful texture and rich flavor.

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