Moist, rich banana bread studded with crunchy walnuts and melty chocolate chips, crowned with banana slices and extra nuts for texture—this loaf is the perfect comforting bake to pair with a cup of coffee or tea. Whether for breakfast, an afternoon snack, or dessert, this classic loaf brings warmth and nostalgia to every bite.

Why You’ll Love This Recipe

This banana walnut chocolate chip loaf combines the natural sweetness of ripe bananas with the richness of chocolate and the crunch of walnuts. It’s simple to prepare and incredibly versatile, working well as a casual treat or a thoughtful homemade gift. The soft, tender crumb and flavorful mix-ins ensure it remains moist for days. Plus, the banana garnish and nutty topping create an appealing rustic finish.

Ingredients

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

• ripe bananas, mashed
• unsalted butter, melted
• brown sugar
• large eggs
• vanilla extract
• all-purpose flour
• baking soda
• salt
• cinnamon
• chopped walnuts (plus more for topping)
• semi-sweet chocolate chips (plus more for topping)
• sliced banana, for garnish

Directions

1. Preheat the oven to 350°F (175°C). Grease and line a 9×5 inch loaf pan with parchment paper.
2. In a large mixing bowl, whisk together the mashed bananas, melted butter, brown sugar, eggs, and vanilla until smooth.
3. In a separate bowl, whisk together the flour, baking soda, salt, and cinnamon.
4. Gradually stir the dry ingredients into the wet mixture, mixing just until combined.
5. Gently fold in the chopped walnuts and chocolate chips.
6. Pour the batter into the prepared loaf pan.
7. Top with banana slices, additional chocolate chips, and more chopped or halved walnuts.
8. Bake for 55–65 minutes, or until a toothpick inserted in the center comes out clean.
9. Let the loaf cool in the pan for 10 minutes before transferring it to a wire rack to cool completely.

Servings and timing

This recipe yields 1 loaf, approximately 10 slices.
Prep time: 15 minutes
Bake time: 60 minutes
Cooling time: 1 hour
Total time: Approximately 1 hour 45 minutes

Variations

• Nut-Free Version: Omit the walnuts and replace with sunflower seeds or additional chocolate chips.
• Dairy-Free Option: Use plant-based butter and dairy-free chocolate chips.
• Add Spices: Try adding nutmeg or allspice for a warmer flavor profile.
• Swirl Variation: Create a cinnamon-sugar swirl by layering half the batter, sprinkling cinnamon sugar, and topping with the rest of the batter.
• Mini Loaves: Bake in mini loaf pans for individual servings—adjust baking time to 25–30 minutes.

Storage/Reheating

Store the cooled loaf in an airtight container at room temperature for up to 3 days, or refrigerate for up to 5 days.
To freeze, wrap slices individually in plastic wrap and place in a freezer-safe bag for up to 2 months. Thaw at room temperature or warm gently in the microwave.
Reheat slices in the microwave for about 10–15 seconds for a soft, warm treat.

FAQs

Can I use frozen bananas?

Yes, thaw them completely and drain any excess liquid before mashing and adding to the batter.

Why is my banana bread dense?

Overmixing the batter can lead to a dense texture. Mix just until the dry ingredients are incorporated.

Can I use white sugar instead of brown sugar?

Yes, but brown sugar adds more moisture and a deeper flavor. A mix of both can also be used.

Can I omit the chocolate chips?

Absolutely. The loaf is delicious with just bananas and walnuts.

How ripe should the bananas be?

Use bananas that are heavily speckled or completely brown for the best flavor and moisture.

What can I substitute for eggs?

Use ¼ cup of unsweetened applesauce or 1 tablespoon of flaxseed meal mixed with 3 tablespoons of water per egg as a substitute.

Can I make this into muffins?

Yes, divide the batter into a muffin tin and bake for 18–22 minutes at the same temperature.

How do I know when the loaf is done?

Insert a toothpick into the center. If it comes out clean or with a few moist crumbs, it’s ready.

Is this loaf freezer-friendly?

Yes, it freezes well. Wrap tightly and freeze for up to 2 months. Thaw overnight or warm individual slices.

Should I refrigerate the loaf?

Only if storing for more than 3 days. Otherwise, it stays fresh at room temperature in an airtight container.

Conclusion

This banana walnut chocolate chip loaf is a timeless bake that brings together comfort and indulgence in every slice. Moist, flavorful, and filled with delightful textures, it’s an easy yet impressive treat for any time of day. With simple ingredients and customizable options, it’s sure to become a staple in your baking rotation. Whether you enjoy it fresh from the oven or toasted the next day, this loaf never disappoints.

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